i have really got to pay more attention

So after 6 or so weeks of not being able to log into my cell phone account onlline, I logged in today to find that I have a negative balance (credit) of almost $200. I don't have to pay my phone bill for the next 3 months. I have it on auto-bill pay. It was set too high, because I used to go over my minutes all the time, but then I fixed that. Plus I finally got a refund i'd been waiting on for a big long story I'll talk about later. So, ta-da overpayment. Anyway, this is good. But if I'd been paying attention I could have used the nearly $200 a while ago.