Update

In March of this year, I was laid off again.  Such is life in the non-profit sector sometimes.

So, I've been tutoring part-time, freelancing and working my direct sales business to try to make ends meet.  It's been partially successful. 

I've greatly reduced my existing credit card debt since my last post, but then racked up some new debt. I have a small savings account, smaller than it was a few months ago.

As soon as I find a job, which I hope is soon, I'll start over with a new budget.  In the meantime, a lot of thins are on the back-burner.